Skip to main content
Roof Replacement Financing

Roof Replacement Financing — Low Monthly Payments

Need roof replacement financing? SPG Roofing & Exteriors offers flexible payment plans for roofing, siding, gutters, and windows. Quick approvals, low rates, and no prepayment penalties.

Low Monthly PaymentsQuick ApprovalNo Prepayment Penalties
Affordable Solutions

Why Use Roof Replacement Financing?

Protect Your Home Now

A damaged roof or failing siding won't wait for your savings to catch up. Financing lets you address urgent issues immediately, preventing small problems from becoming costly emergencies.

Preserve Your Savings

Keep your emergency fund intact while still investing in your home. Spreading the cost over manageable monthly payments means you don't have to choose between financial security and home improvement.

Increase Home Value

Exterior improvements deliver some of the highest ROI of any home project. Financing lets you invest in premium materials that maximize both curb appeal and resale value.

Simple Process

How Roof Replacement Financing Works

01

Request a Free Estimate

Schedule your free on-site consultation. We provide a detailed written estimate with all costs clearly itemized.

02

Choose Your Plan

Review available financing plans with your project consultant. We walk you through rates, terms, and monthly payments.

03

Quick Approval

Apply in minutes with our lending partners. Most homeowners receive a decision the same day.

04

Project Begins

Once approved, we schedule your project and get to work. Enjoy your new exterior with comfortable monthly payments.

Financing FAQs

Reviews

What Our Customers Say

4.9

Based on 200+ Google Reviews

LS

Lindsey S.

November 13, 2025

on
“I’ve been really impressed with SPG Roofing & Exteriors and the level of professionalism they show on every project. The communication is clear, scheduling is smooth, and the quality of work speaks for itself. Everyone I’ve interacted with has been friendly, knowledgeable, and easy to work with. I’d definitely recommend them to anyone looking for reliable roofing and exterior work.”
CD

Connie D.

October 29, 2025

on
“SPG replaced our roof and gutters. We worked with Hunter and Cameron. They were extremely easy to work with – friendly, professional, and patient. Hunter brought back the samples when we started to second guess ourselves. Their price was the best out of our three estimates. Hunter returned afterwards to make sure the area was properly cleaned and to see if we were happy. We highly recommend SPG Roofing.”
RR

Rhonda R.

October 11, 2025

on
“Chris Sheets showed up at my home and was a breath of fresh air with his professional demeanor after the horrible HVAC installation I experienced. Chris walked my home to visually inspect the install and the damage done and gave a quote with detailed explanation of what he said needed to be done to resolve the issues, starting with the roof where the furnace jack was installed incorrectly causing water damage. He was very detailed as he walked my entire roof to find any issues and has resolved them all at this time. I would recommend SPG, as Cameron was very helpful also. Job well done, SPG Roofing!”
GK

Gary K.

October 10, 2025

on
“I had my gutters, soffit, and siding done with SPG. Last year I did the gutters and soffit and worked with Jeremy. I got three to four different quotes and SPG was in the middle, but Jeremy’s sales approach and communication were superior. When it came time to do the siding I reached out to Jeremy. They just finished and it looks very nice. I had the siding replaced and they wrapped the windows, doors, and garage door. They did excellent work. The project manager for the siding project was Derek and he was also professional and easy to work with. Derek had to deliver some bad news about my bottom boards (old home, not their problem) being rotten, and he removed a lot of the stress from the situation. He communicated what needed fixed and that they could resolve the issue. Derek and Jeremy both were awesome.”
KP

Kristen P.

March 2026

on
“Hired SPG Roofing for some roof repairs and they were excellent. Our roof looks great and customer service was amazing, very communicative throughout the whole process. Also, we were charged exactly what we were quoted, no hidden fees or anyone trying to upcharge us. Will definitely use them again in the future if needed. Highly recommend!”
AG

Anne G.

March 2026

on
“We had a very stressful siding situation, and this team made the entire process manageable from start to finish. They were professional, responsive, and flexible throughout. They even met with the insurance adjuster and helped make that transition smooth. Communication was clear, expectations were set well, and the work was handled efficiently. I would absolutely recommend them!”
HM

Hector M.

February 2026

on
“I am grateful for the excellent work SPG Roofing & Exteriors did on my new roof, siding, and gutters. Their expertise and professionalism exceeded my expectations. Their politeness and communication throughout the project were exceptional, and their advice on material choices was especially valuable and has significantly enhanced my home’s overall aesthetics. Thank you for your hard work and dedication to quality.”
EG

Eric G.

February 2026

on
“SPG Roofing & Exteriors is a solid local company that we are proud to work with. They’re professional, easy to communicate with, and take care of homeowners and commercial property owners from start to finish. Their installers are expert Pella Certified Installers. Their crews do quality work and keep the job clean and organized. SPG is a valued partner of McComb Window and Door, Indiana’s Central Indiana Pella dealer. SPG Roofing & Exteriors is a Pella Certified Contractor, and we confidently recommend them to homeowners looking for a trusted local contractor who stands behind their work.”
KP

Kevin P.

January 2026

on
“SPG Roofing & Exteriors recently completed replacing a copper flat roof that was damaged in a storm. I cannot say enough about how pleased I am with the quality of their work, their service, and their excellent communication throughout the project. In addition, the price was very fair and lower than other quotes I received. Chase came to my home within a few days of my contact with SPG. He was thorough, friendly, and provided a detailed quote soon after. He scheduled the work quickly and kept me informed every step of the way. The crew was professional, respectful of my property, and completed the job on time. I highly recommend SPG Roofing & Exteriors.”
BC

Belle C.

July 2025

on
“I recently had our roof replaced and couldn’t be happier with the experience. From start to finish, the team was extremely helpful, informative, and responsive. Special shoutout to AJ Grady and Derek for going above and beyond – they took the time to answer all of our questions, explained the entire process clearly, and made sure we felt comfortable with each step along the way. The work was completed efficiently, and the quality is outstanding. It’s rare to find a company that combines professionalism with such genuine care for their customers. Highly recommend to anyone needing roofing services!”
AV

Amanda V.

July 2025

on
“I recently had the pleasure of working with SPG Roofing to replace the roof on my home, and I couldn’t be more impressed with the entire experience. From the initial consultation to the final inspection, their team was professional, thorough, and incredibly efficient. The communication was outstanding – every step of the process was explained to me clearly, and they took the time to answer all my questions. The crew arrived on time and worked diligently to get the job done in the hottest conditions. They were respectful of my property, making sure to clean up thoroughly at the end of each day. The quality of the materials used was top-notch, and I can already feel the difference in the temperature inside my home. My roof looks amazing, and I have complete peace of mind knowing it was installed by professionals who stand behind their work. I highly recommend SPG Roofing to anyone in need of roofing services.”
JD

James D.

August 2025

on
“This has been one of the best business experiences I have had in Indiana over the last 11 years of residence. Wind damage to my roof and two interior rooms on April 2nd brought both a quick insurance claim to USAA and an equally quick estimate from SPG Roofing & Exteriors. Chris Sheets of SPG was instrumental in helping USAA see the light in a more fair estimate after an initial under-estimate from the first USAA estimator. Once USAA was on the same page with SPG, Derek took over and managed the scheduling and quality control of the various workers who replaced my roof and renovated my two guest bedrooms. All was done efficiently and professionally. I could not be more pleased with the overall team at SPG Roofing and Exteriors. Highly recommended for their can-do and timely response to my storm damage.”
JA

Jenny A.

April 2025

on
“Chris was amazing to work with! I had a great experience with this company. The Pella vendor was a bit slow to deliver but it was no detriment to this crew. I had all my windows and exterior doors replaced, work was clean, friendly and efficient. Derek handled all my concerns immediately. I have already recommended to friends.”
CH

Chelsea H.

April 2025

on
“We had a great experience with SPG, specifically Jackson! He was professional, helpful, quick to answer questions, worked closely with our insurance company and always made sure our project was running smoothly. SPG did an amazing job replacing our roof, siding, gutters and downspouts after a big hail storm damaged our house. Would highly recommend!”
DM

Derek M.

April 2025

on
“First time doing business with SPG. Worked with Jeremy Hilton over several weeks, and he was very attentive – persistent without being obnoxious, always quick to respond. After nailing down the product details and price for a roof and gutter replacement job, everything went smoothly. I spotted several workers taking additional time on smaller details that most miss, so I’m happy to leave a glowing review. Crews looked great and arrived and departed exactly when SPG predicted and cleaned up well.”
WH

Wayne H.

April 2025

on
“SPG Roofing & Exteriors was instrumental in assisting us with obtaining commercial grade windows for our house after storm damage. It wouldn’t have happened without the expertise and perseverance of Chris Sheets and AJ Grady. They are truly knowledgeable professionals who care about their customers. I highly recommend SPG for any roofing or exterior needs.”
BC

Brian C.

March 2022

on
“We contracted with SPG Roofing to fix up our place after a hail storm in March ’21 wreaked havoc on our home in Westfield. It literally looked like the front of our house was shot up with a Tommy gun. We first met with Jackson, the SPG Sales Associate. The sales guys with the other contractors were the slimiest car-salesman types – but Jackson was forthright, honest, earnest, and just so helpful. He gave us some pro tips on upgrading our siding for a more modern look. He also helped us haggle with the insurance company to get full roof, siding, trim, paint, and gutter replacement. The initial insurance payment went from $1,900 to nearly $40k to pay for the storm damage. We couldn’t have negotiated that kind of return without the help of Jackson – he is a true professional.”
TT

Tonya T.

September 2024

on
“I recently moved into my Franklin home and have contracted several companies for home improvements. Due to the tornadoes in the area in late March, I had roof damage and needed quick assessment to avoid more interior damage. I called Grady Phillips at SPG as they did the roof replacement on my previous home. By that afternoon, my roof was tarped to prevent more damage. Grady and the team worked with my insurance company to get me coverage for a complete roof replacement. They completed the project within a few weeks. Jordan, the on-site manager, answered all my questions and kept me fully informed. The construction team was respectful and quick. I am very happy with the whole process and my new roof. They have been the best home repair company that I have worked with this year.”
TM

Tonya M.

August 2018

on
“We had hail damage to our home and detached garage and SPG were prompt with providing an estimate, very friendly and helpful with our questions, and provided exceptional service. They worked with our insurance company (not an easy task) and were in constant communication with us. Their roofing and siding crews worked very hard and cleaned up after the job was complete. I would strongly recommend you contact SPG for your next job. Dustin and AJ will take great care of you and your home through the entire process!”
FB

Forest B.

August 2018

on
“SPG is my go-to roofing company. As a commercial real estate broker with many options for roofing companies, Dustin is always my first call when I need a roof checked on. I have had him hop on many roofs between my personal rentals and countless clients. They are always professional, competitively priced, and very responsive. I highly recommend SPG for any residential or commercial roofing needs.”
BD

Ben D.

February 2026

on
“SPG did a great job on my siding. One-day service on a ranch house. Great job on everything from initial quote to cleanup! Lindsay and the Cams were perfect.”
TL

Tim L.

April 2025

on
“SPG did a great job replacing our gutters. Chris did a great job communicating with us and answering our questions. The crew was professional and did quality work. We are very happy with the results and would recommend SPG to anyone.”

Ready to Finance Your Roof Replacement?

Contact us for a free estimate and learn about roof replacement financing options for your project.